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Banking & Financial Services

Head of Retail Credit Risk

Job details

Location: Hong Kong
Salary: Negotiable
Job Type: Permanent
Discipline:
Reference: 76518_1729137609
Posted: 24 days ago

Job description

Our client, a leading financial institution, is looking for a Head of Credit Risk (Retail) as part of their expansion.



Key Responsibilities

  • Develop and implement the bank's credit risk framework and policies.
  • Monitor and assess credit risk exposure across retail banking products.
  • Collaborate with various departments to ensure effective risk management practices.
  • Lead the credit risk assessment process, including credit scoring models and risk rating systems.
  • Ensure compliance with regulatory requirements and internal policies.
  • Prepare and present credit risk reports to senior management and stakeholders.
  • Mentor and develop a high-performing credit risk team.


Qualifications

  • Bachelor's degree in Finance, Economics, or a related field; Master's degree or professional qualifications (e.g., CFA, FRM) preferred.
  • Minimum 10 years of experience in credit risk management, with at least 5 years in a leadership role within a retail banking environment.
  • Strong understanding of credit risk assessment methodologies and regulatory frameworks.
  • Proven ability to analyze complex financial data and make informed decisions.
  • Exceptional leadership, communication, and interpersonal skills.
  • Proficiency in risk management software and tools.